Advertising Disclosure Policy

Hi--I'm Cate Brizzell, and I'm the author/owner of Home-Budget-Help.com. I started this site in 2003 as Budget-and-Prosper.com. I've very (very) slowly built it into what you see today.

I work from home in order to spend time with my three amazing kids, so believe me when I tell you that I've spent a lot of "borrowed" hours trying to make this site as useful as possible for you, my visitor. If you're a parent or know one, then you know how hard it is to find time to do anything for yourself, let alone design and write a website!


This site receives monetary compensation from a few affiliate relationships. This compensation is in the form of a small commission, which results from visitors clicking a link on this website to an advertiser's website, then purchasing something within a specified timeframe. I only affiliate with providers of high-quality goods or services. In most cases, I've used these goods and services myself. I appreciate their recognition and support of this site.

In addition to individual advertisers, this site belongs to Commission Junction, a third-party entity that helps websites like mine and advertisers work together to track links and sales and commissions accurately and honestly. We are currently working with the following advertisers through Commission Junction:


Please consider supporting my sponsors and recommendations. This site takes time and effort to deliver original content, free, to you. Supporting my sponsors is a WIN-WIN-WIN for you, me, and them. Thank you very much--I so appreciate the time you've taken to visit my site.

If you're curious how I learned to do all of this, you might be interested in reading about SiteBuildIt!. It's an all-in-one website and e-business builder, PLUS internet marketing course. It's where I learned to build websites, from the ground up. Even though I have a B.S. in Business Management, I like to say I learned more from the SBI! guide than I ever did in college.

I Value Your Trust

Maintaining your trust is number one. Therefore I try to provide as much reliable information as possible and will not use advertising methods or advertisers or affiliates or links that will be of little to no value to you. I have turned down opportunities to sell advertising space and to exchange links with companies that do not meet my criteria. I will continue to do so.

No Warranty of Products or Services

Home-Budget-Help.com does not directly sell any products or services and makes no warranties as to the effectiveness or quality of any product. Reviews are based on personal experience and personal opinion. Individual users opinions may vary. Comments and reviews from users about their experiences are encouraged and welcome!

Conflict Of Interest

This website does not contain any content which might present a conflict of interest.

Site and Content Use

All materials on Home-Budget-Help.com retain their full copyright. Use of material, either in full, part, or derivative form, without express permission is prohibited. All material, whether found directly on the sites or taken from an RSS feed, is licensed for personal use only. We protect our copyrights and take violations seriously. Republication without express permission may result in billing for use of the material, formal notification of the violation to hosts and advertisers under the Digital Millennium Copyright Act, and other legal action as deemed necessary.

Thank you so much for visiting Home-Budget-Help.com!